As a member of a credit union myself, I've noticed that people often join credit unions for various reasons. Firstly, credit unions offer personalized, community-centric financial services that prioritize their members' needs over profits. Secondly, they provide lower interest rates on loans and higher returns on savings, which is always a plus. Additionally, credit unions are known for their exceptional customer service and financial education resources. Lastly, since they are member-owned and not-for-profit, joining a credit union contributes to the local community and fosters a sense of belonging.